Saturday, March 31, 2012

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The modern industry whole world has changed sharply using the old 20 years.The innovation of shabby computers has considered that small business, no theme how small, could now afford toward run their company choosing a confusing correlation that requires programming closer to work at amazing efficiency.Constant upgrades furthermore routine service of components systems has led near the proliferation of a critical operate in IT ? the computer hardware programmer.Computer programming definitely will cover each and every aspect of IT ? out of staying a net on the way to totally reprogramming an whole entire bond system.Consequently, computer hardware programmers want in opposition to promptly renovation their creativity sequence in the direction of tournament situation the ever-changing scientific research within which they work.Launching a vocation as a programmer will probably good toward continue to be a daunting project at first, especially if one particular exclusive endure tiny experience of accurate underneath computers, at this point using the instantly expenses anybody is going to develop a work as a programmer.

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You yield to review at your hold pace in addition to below the entirely uphold of tutors as well as staying students and it will certainly be a greatly less frightful technique of re-entering the learning unit compared towards thieving an individual course.Programming courses stay on often accomplished within nearby twelve months, additionally once you experience obtained your certification just one might later go in front near specialise according to exact areas of programming such as seemingly development or systems programming.In a funky whole world that relies and so heavily in front of you fresh technology, programming courses continue being the easiest system closer to commence a work that offers one plenty of problems plus opportunities all the way through the globe.

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Benefits of taking Fido to work may not be far 'fetched'

Friday, March 30, 2012

Man's best friend may make a positive difference in the workplace by reducing stress and making the job more satisfying for other employees, according to a Virginia Commonwealth University study.

Stress is a major contributor to employee absenteeism, morale and burnout and results in significant loss of productivity and resources. But a preliminary study, published in the March issue of the International Journal of Workplace Health Management, found that dogs in the workplace may buffer the impact of stress during the workday for their owners and make the job more satisfying for those with whom they come into contact.

The VCU researchers compared employees who bring their dogs to work, employees who do not bring their dogs to work and employees without pets in the areas of stress, job satisfaction, organizational commitment and support.

"Although preliminary, this study provides the first quantitative study of the effects of employees' pet dogs in the workplace setting on employee stress, job satisfaction, support and commitment," said principal investigator Randolph T. Barker, Ph.D., professor of management in the VCU School of Business.

"Dogs in the workplace can make a positive difference," he said. "The differences in perceived stress between days the dog was present and absent were significant. The employees as a whole had higher job satisfaction than industry norms."

The study took place at Replacements, Ltd., a service-manufacturing-retail company located in Greensboro, N.C., which employs approximately 550 people. Approximately 20 to 30 dogs are on the company premises each day. The study took place over a period of one work week in the company setting, during which time participants completed surveys and collected saliva samples. Pagers were assigned to prompt employees to complete surveys during the day.

The researchers did not observe a difference between the three employee groups on stress hormone levels, which was measured via a saliva sample, in the morning, but during the course of the work day, self-reported stress declined for employees with their dogs present and increased for non-pet owners and dog owners who did not bring their dogs to work. The team noted that stress significantly rose during the day when owners left their dogs at home compared to days they brought them to work.

According to Barker, the team observed unique dog-related communication in the workplace that may contribute to employee performance and satisfaction. For example, he said, although not part of the study, that employees without a dog were observed requesting to take a co-worker's dog out on a break. These were brief, positive exchanges as the dogs were taken and returned and also resulted in an employee break involving exercise.

Barker said that other findings revealed mostly positive comments from employees such as "pets in the workplace can be a great bonus for employee morale ?," "having dogs here is great stress relief" and "dogs are positive; dogs increase coworker cooperation."

"The effect of pets in reducing the impact of stress and enhancing communication found in other settings may extend to the workplace," said Barker.

"Pet presence may serve as a low-cost, wellness intervention readily available to many organizations and may enhance organizational satisfaction and perceptions of support. Of course, it is important to have policies in place to ensure only friendly, clean and well-behaved pets are present in the workplace," he said.

According to Barker, further research with larger sample sizes within the organizational setting is needed to replicate the findings of this initial study.

Randolph Barker collaborated with Janet S. Knisely, Ph.D., associate professor of psychiatry in the VCU School of Medicine; Sandra B. Barker, Ph.D., professor of psychiatry in the VCU School of Medicine; Rachel K. Cobb, Ph.D., research faculty in the VCU School of Nursing; and Christine M. Schubert, Ph.D., assistant professor of biostatistics at the Air Force Institute of Technology.

###

Virginia Commonwealth University: http://www.vcu.edu

Thanks to Virginia Commonwealth University for this article.

This press release was posted to serve as a topic for discussion. Please comment below. We try our best to only post press releases that are associated with peer reviewed scientific literature. Critical discussions of the research are appreciated. If you need help finding a link to the original article, please contact us on twitter or via e-mail.

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New Jersey Should Approach Health Insurance Exchanges ...

Commentary ? By Paul Tyahla on March 30, 2012 at 7:56 AM

Poonam Alaigh MD, MSHCPM, FACP
Board of Directors, Former Commissioner of the Department of Health and Senior Services

We, in the state of New Jersey under the leadership of Governor Christie, continue to implement provisions of health reform law as deemed appropriate to improving the health of the people of New Jersey. One such provision is creating a health insurance exchange, which is a marketplace for individuals and small businesses to buy state-approved insurance policies. The goal is for these exchanges to provide individuals and small businesses with a ?one-stop shop? to find and compare affordable, quality private health insurance options. Currently the federal law requires that each state have an exchange, offering the opportunity for states to create their own, providing subsidized insurance options for individuals up to a FPL of 400%. We estimate a minimum of 500,000 New Jerseyans buying insurance through the exchange, with a potential of 150,000 people transitioning from the employer sponsored health plan coverage to the insurance exchange. The administration has been evaluating this, seeking input from community and industry stakeholders, and last month was awarded $7.67 million in Level One exchange grants from HHS. In addition, last week the legislature passed a bill that would create a health insurance exchange in the Garden State in anticipation of full implementation of the Patient Protection and Affordable Care Act with key components that include an active exchange, a governance structure and a basic health plan or ?optional Medicaid expansion?.

As we decipher our current environment, it is important for us to recognize that there are some factors affecting our position and decision in the state. Firstly, our state already has two ?mini-exchanges?- the Individual Health Coverage Program Board and the Small Employer Health Benefits Program Board. Both are ?in but not of? the Department of Banking and Insurance. We will have to develop rules that will help the integration and interaction of these exchanges with the state-wide exchange. Secondly, creating a new system to administer the federal requirement will be costly and time-consuming, so we will have to identify ways to make the process effective and efficient. Although the federal government will pay for exchange start up, state exchanges will have to fund their own administrative costs starting in 2015. Our state is still working with actuaries to estimate the cost, but Rhode Island received the first Level Two Exchange Establishment grant in November 2011, of $58.5 million to fund the development, design, and technology procurement of the Exchange through December 2014. Another aspect to consider is whether the state should set up a ?passive? exchange, which simply acts as a clearinghouse, or an ?active? one that would allow the exchange to be the purchaser and negotiate its rates. While we assess this, it is important to recognize that the active approach will require significant resource allocation, and the possibility of duplication and redundancy of governmental and regulatory functions. Finally, The United States Supreme Court will later this month, consider a lawsuit challenging the federal law that requires the mandate with a decision widely expected to be issued by the end of June.

The clock on that deadline is not as close to midnight as initially interpreted to avoid a federally operated health insurance exchange in our state. With all these confounding variables in this current environment, the Governor should approach the next steps in creating the state health exchange carefully. Most importantly, waiting to see the U.S. Supreme Court ruling in June, before seeking the additional grants that New Jersey will continue to be eligible for until the end of 2014. If the lawsuit to overturn the PPACA is successful, then the governor?s administration would have wasted valuable resources building a program that will not be put into place.

As a physician, previous health insurance executive and the former commissioner of health, I know that our collective goal remains to ensure access to high quality healthcare to all New Jerseyans. The state including the policy makers, legislators and the Governor should carefully assess and evaluate all these factors before intuitively reacting and embarking on an effort that may be futile. While waiting for the Supreme Court decision, we should continue our due diligence on creating the best state operated health insurance exchange for our state, which is void of bureaucracy, administrative duplication and red tape. Having worked personally with many of the stakeholders in this domain, I am confident that we will continue to have these healthy debates, while finally reaching consensus on the best approach for our collective New Jerseyan community.

Related posts:

  1. In Need of Healing: Medicaid and the New Jersey Budget
  2. Federal Healthcare Law Only Adds Urgency to Need for Medicaid Reform
  3. Judge Finds Budget Cuts to School Districts Unconstitutional
  4. Medicaid Safety Net Needs Mending

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Complete Info Concerning Ways To Landscaping Your Yard

Landscaping is the word for an action of enhancing the outdoor area of your home. Additionally, it raise the asset cost. However, the approach necessitates Landscape Designer DC owning a very good level of observation together with experienced style and design skills. Many of the tips about decorating your lawn include the next. The foremost suggestion is always to design plans according to the style of the home by using hints from numerous garden magazines or maybe by doing online research. During developing the plan together with Landscape Designer Virginia, it is best for you to entail all the things about the location for instance plants, lakes, pebbles, as well as buildings.

To start with, it is necessary to do soil checks which will help you to determine if the soil is good for planting. As a result, it will assist to include proper manure or other resources in order to make it acceptable for cultivation purposes.

The other key factor is to make the decision if you intend to grow intermittent blooming herbal plants or common types of shrubs or trees which can build your yard look beautiful. However, this should be determined depending on the climate conditions of the area. It will not simply assist in choosing the appropriate types of trees to put up but will also direct you towards marking the spots to plant them based on the quantity of sunshine, wind, along with other factors.

Similarly, it is important to accomplish your landscape design work utilizing decorative accessories just like colorful rocks, seats, fountains and containers. The inclusion of shadowy or light tinted pebbles between the shrubbery beds will give a unique impact. Besides this, it?ll stop unwanted weeds from fast growing and ruining the cultivated look. Additionally it can be ideal for you to pick sculptures, chairs and game tables that are simple in Landscape Design VA and will assist to create a welcoming feel for your invited guests. It is worth noting that you need to add only a minimum quantity of things and not fill the area with accessories.

Above all, you should take proper care of your remodelled backyard. It is required for you to trim your lawn on a regular basis, cut down overgrown plants, take out weeds and don?t over-water the trees.

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Health and Fitness Is A Choice Just As Sickness and Disease Is A ...

After 25 years of research studying the affects lifestyle and diet on the pH of the blood, I have learned that the human organism is alkaline by design and acidic in all of its functions. If one can maintain the delicate alkaline pH of all the body fluids bathing every cell from within and from without at 7.365 then life will continue without pain, suffering, sickness or disease.

Louis Pasteur?s germ theory has become a curse. Antoine BeChamp an adversary to Pasteur and his germ theory for scientific fraud said this about the germ theory, "there is nothing so false that does not contain some element of truth, and so it is with the germ theory." The germ theory is the controlling medical idea for the world. In Pasteur?s day, and ever since, othdr proposed theories about the cause of disease have fallen on death ear because they have tended to contradict that paradigm. NO matter how simple and logical an idea about the cause of disease, if it does not promote the concept of invasion of germs and their specific cures it does not fit into the medical paradigm.

More importantly, the germ theory has become a curse because it has encouraged individuals to give up responsibility for their own health over to the medical community. If germs cause disease it stands to reason that control belongs to the medical community whose tireless researchers spend trillions of our money to find the right pill or potion to annihilate disease-causing germs.

This quest to cure disease through medication is at the heart of modern allopathic medicine and the multi-trillion dollar pharmaceutical industry. It is a quest that persists despite evidence indicating that airborne germs do not cause the disease for which they are credited.

After more than a century of trying, the Pasteurian germ theory has utterly failed in the quest to a cure for any disease. All major degenerative diseases are on the increase, as are so called infectious diseases which are not infectious at all. Every year, old symptoms are given new names ? names like MS for polio, AIDS for poor sanitation, poor nutrition, poor lifestyle choices and drug use, Epstein-Barr virus for connective tissue disorders like fibramyalgia ? to make them appear to be the work of a new germ. Unless we turn this nonsense around, the human race could become extinct like the dinosaurs from the treatments of modern medicine to kill a non- threatening or phantom germ.

If we want to find the cure for disease we need only to look at our dietary and lifestyle choices. If you heed the ignored, even rejected discoveries of Pasteur?s peers and scientists of the 19th and 20th century, adding those to my own disboveries, you will learn the true cause of disease.

Until the medical community starts looking at causes rather than devoting its time looking for cures, and until we start taking responsibility for our own lifestyle and dietary choices, I believe the human race is in trouble of becoming extinct.

Dr. Benjamin Rush, Physician and signer of the Declaration of Independence, 1776 said this: "Unless we put medical freedom into the Constitution, the time will come when medicine will organize itself into an undercover dictatorship, To restrict the art of healing to one class of men and deny equal privileges to others will constitute the bastille of medical science. All such laws are un-American and despotic."

Where does life begin? In the womb or the grail, the holy grail, in the amniotic fluid, in a 98.6 F, one percent water and salt solution or 1 part salt to 100 parts water. This solution is called the sol. This natural salt solution, called "sol" is from the origin of the word, directly connected to the word "soul". What we call "sol" for our salt solution (a solution of two in one- no more polarity), was believed by the ancient Celtics to represent our soul, as the soul originated, in their belief, from the ocean where we are all born from the same fluids, arising from the same "sol" a solution of salt and water.

Our body in its wholeness is an ingenious creation of nature, It has been given all mechanisms to not only sustain its life but also to create new life. Every healthy person has innate regulatory mechanisms to maintain its alkaline design and self-healing powers, which ensure or reestablish the natural balance of the bodily functions, the homeostasis. It is not the doctor that heals us, nor the medication, but our own innate alkaline regulatory mechanisms. Our body is able to fully regenerate itself. Therefore, it is advised to use great discernment before labeling any disease as "incurable" or "untreatable." If doctors come to the conclusion that a disease in incurable, they would be more accurate in saying that with their knowledge and experience, they are not able to offer any further help. The word "incurable" conveys fear, or false evidence appearing real, which stifles and weakens our body?s innate alkaline mechanism.

Bio-chemically speaking Health is all about alkaline balance. Bio-energetically speaking Health is all about energy. Vibrating energy is the origin of matter and the origin of life. And matter is nothing more than organized energy.

In 1984, the Swiss physicist Dr. Carlos Rubbia, received the Nobel prize for discovering a mathematically calculable natural constant with which he could calculate the ratio of mass particles (matter) in relation to navigating energy particles, The ratio of matter to energy that forms matter is 1 to 9,746 to the power of 108 or about 1 to 1,000,000,000 which means it takes one billion energy units to create one single unit of matter in a materialized tangible form. Isn?t interesting that we for the most part, preoccupy ourselves with only 1 billionth part of reality: that which is in a material form and can be seen and touched. We fail to see the far greater amount of energy particles it took to materialize our reality. This revolutionary scientific discovery shows us clearly that every form of matter is subject to higher energetic interactions and subject to change of form and function.

When we analyze the energy content of any form of matter, we arrive at its smallest part, the atom and its protons, electrons and neutrons. There is ongoing movement without any contact- nothing tangible, just pure vibrating energy. This vibrating energy creates a frequency, which can be measured, a so-called wave length which can be seen using my photon interference photography. Every form of matter is characterized as a specific frequency spectrum. And each frequency spectrum can be measured using a decibel meter. All organized matter is nothing more than organized energy that gives off a specific frequency and a specific sound which can be measured and heard. When we turn on a light or an electrical device we can see the energy but we cannot perceive the electrical current itself, but we except its existence. This same materially non-perceivable electricity, this energy, flows through our body fluids especially our blood. Every one of us has enough measurable electrical current flowing through us to light up a 100 watt light bulb.

Life/light = energy and energy = information or intelligence. Everything that exists not only exists as energy but also as a carrier of information or intelligence, whether it is a human being, a form of food or drink, or a rock. Life is a constant exchange of energy and intelligence and the best place to view this life energy is in the live and dried blood.

Plasma which is 92% water is a good example for showing how matter as energy is transformed when additional energy is added or subtracted. Water has three different distinct bodies or states: solid, liquid and gaseous. Ice is frozen water or like the thickening of the blood. We can see it and feel its coolness. By adding energy in the form of heat to the ice it transforms back into a liquid. When we add more energy to the water it begins to boil and the molecules start moving faster and faster that they begin to transform into steam and become gaseous. This transformation of organized energy as matter from one form to another is know as biological or energetical transformation or also referred to as pleomorphism.

Energy and intelligence are identical.

Every form of energy has a specific wavelength

Every wavelength has its individual content of intelligence

There are no accidents in the order of Nature

Meanwhile, we know of about 40,000 different diseases and the list is growing that are treated by the 1,200 different allopathic specialty fields with 58,000 different kinds of allopathic preparations or medicines. However, the word diseases in the plural form, is not a accurate. Have you ever heard of "healths"? We are either healthy or ill. This illness signals a lack of energy and shows up in the form of a symptom. To represent a symptom as an illness is technically and scientifically inaccurate. The symptom is merely the intelligent cry of the energetically defective and suffering body, crying out for help. And normally, the body turns to a weakened organ to give us a hint, through a symptom, that things are not in order.

Our bodies either hum or honk Upset stomachs or high blood pressure or high blood sugars is the body honking. The honks of our bodies are telling us there is a state of pH or energetic imbalance.

Why does pH balance or pH Homeostasis define good health?

pH balance or pH homeostasis in humans commonly refers to the internal balance of the body?s electro-magnetic and chemical systems in response to the changing conditions of the external world and the changing conditions of the internal world. The word homeostasis comes from the Greek words: "homeo" means similar or "alki" or "alkaline" and "stasis" means a tendency toward maintaining stability. There are many homoeostatic mechanisms in our bodies that help maintain this balance and our state of health is directly related to the health of these mechanisms. pH homeostasis is maintained by dynamic processes of feedback and regulation. pH homeostasis has only one objective: to preserve the beneficial conditions of life in the internal alkali environment. Every day we are bombarded with external influences that threaten that balanced internal alkaline pH environment. Some of these threats include becoming too hot or too cold, eating too much or eating acidic foods or drinks, breathing polluted air and being exposed to chemicals over a period of time.

Our cells, especially the red blood cells can only survive when our bodies are strong enough to maintain pH homeostasis or to regain it quickly after we have been exposed to toxic environmental threats. Some of the pH homoeostatic mechanisms in the body include temperature regulation, dilation of the eye, blood composition, heart rate, blood pressure, water content, blood sugar level, mineral relationships, and of course the acid/alkaline balance of our body fluids. An essential feature of these mechanisms is that they enable the red blood cells, the tissue which is a product of the red blood cells and the whole of the organism, also a product of blood, to adapt to changes in both internal and external environmental conditions. If the pH homoeostatic mechanisms are impaired the body loses its ability to regulate these mechanisms. By looking at living blood using a compound microscope we can view the quality of the red blood cell, its environment and how well the body is managing these pH homoeostatic mechanisms. The interdependence and close coordination of the many bodily functions, which work so well when we are in alkaline balance or health, may be upset by a chain reaction when any part of the system breaks down from metabolic acids which have not been properly eliminated through, respiration, perspiration or urination. If this chain reaction is too drastic, the red blood cells and body cells will become acidic and begin to biologically transform into other cellular forms ? like bacteria or yeast.

The normal state of health is not a static condition, but a coordination response of many systems and mechanisms. Fluctuations occur within a very narrow pH range. An imbalance of a point or two on the acid/alkaline pH scale is extremely disruptive to health. A few percentiles of variation of oxygen concentration in the blood can impair function. In the bloodstream, the slightest changes can be observed in the structures of the red and white blood cells, the level of cellular debris, the creation of cholesterol or calcium crystals, etc. If the blood sugar content is continually elevated due to body cell transformation or breakdown, the body chemistry becomes upset. An infinitesimal deficiency of sodium, calcium, potassium or magnesium, the alkaline buffers of the body can cause a problem in the function of many body parts.

We must keep our pH homoeostatic mechanism strong so that we can deal effectively with our world. If we are humming and the process of pH homeostasis is orderly, life continues; if we are honking and m pH homeostasis is continually being disrupted, our health is in jeopardy.

pH Homeostasis is a bit like balancing the books in accounting. It si maintained by balancing inputs with outputs.

How well we adapt in health and sickness is largely a function of the pH homoeostatic mechanism. The body?s chemistry response to such subtle changes that a negative thought, an acidic food or drink, or eating too much food can be a problem for maintaining balance.

In 1988 an article of the New England Journal of Medicine stated that, "most major chronic disease probably results from the accumulation of environmental factors over time in genetically susceptible people."

In 1965, Rene Dubos, a medical historian and philosopher, pointed out that the body is imperfect in its attempts to adapt and maintain pH homeostasis. She said, "the mechanisms involved in regulating homeostasis don not always return the body?s functions to their original state. They can be misdirected. The body only has the ability to adapt to insults for so long. When it can no longer adapt , degeneration sets in. Health is the state that the body attains when an individual responds adaptively and restores the body to its original integrity."

The term "homeostasis" was coined in the mid-1920's by the American physiologist, Walter B. Cannon. But he was building on a concept of balance that dated back to ancient Western, Eastern, and Middle Eastern civilizations.

The balance equals good health equation was first suggested by Hippocrates (460-375 BC) and the ancient Greeks. Hippocrates considered health to be a state of harmonious balance and disease a state of disharmony. He and his contemporaries believed that harmony and balance existed between organs, between bodily fluids, and between body and soul. When the body is out of harmony and balance, illness occurs.

Hippocrates studied the entire patient in his or her environment, noting the effects of climate, food, and occupation on health. "Our natures are the physicians of our diseases, " he said, describing the healing forces we all have within us as the healing power of Nature. It was the physician?s objective to restore harmony with food, exercise, rest, and with medicinal remedies designed to remove the harmful acidic excesses. This conservative approach was designed to let nature do the healing and above all, as Hippocrates said, "to first do no harm."

The Greeks ideas on equilibrium and health evolved further under the philosopher Aristotle (384-322 BC). He felt that a healthy body worked through what he described as a hemostat, a device that returns the body to a state of equilibrium even when it is subjected to stimuli that disturbs this balance. Everything is tied to this state of equilibrium, including the psyche and emotions, and nothing could be regarded as a separate component. To lead a healthy life, the condition of balance had to be maintained, This could only be achieved if the body had an adequate feedback system, a means by which signals were transmitted to different parts of the body to help move it back into balance when it moved too far off alkaline center.

This psychological viewpoint was shared by another philosopher, Epicurus (341-270 BC). In his writing he referred to psychological stress and suggested that an individual?s quality of life could be improved by coping with what we would now describe as emotional stressors.

As early as about 120 AD in India, Eastern philosophers had reached similar ideas about the importance of balance in health. A general medical textbook from that time, the Caraks, described health as a balance of bodily elements know as dhatus, and a happy mental state called prasana.

The Middle Eastern approach incorporated the Hindu teachings with the Greco-Roman medical doctrine. Being base upon both religious and philosophical ideas, Islamic healing involved both body and soul.

Over 1000 years later, during the Middle Ages in Europe, good health was still linked to this notion of balanced physical, emotional, and spiritual state. To help people achieve this state, European hospitals were set up by religious orders and attached to abbeys, monasteries, and convents. Doctors prescribed diet, rest, sleep, exercise, and salt baths.

In 1600 Thomas Sydenham had begun classifying diseases, even though he believed disease was a result of imbalance, consistent with Hippocrates and Galen.

In 1628 Harvey traced the circulation of the blood, arguably perhaps the single greatest achievement in medicine.

In 1753 James Lind showed that Scurvy could be reversed with the limes that contain limonene - an antitoxic or antacid.

Doctors began to lose their way in 1796. In 1796 Benjamin Rush observed that all fevers were associated with flushed skin, he concluded that this was caused by distended capillaries and reasoned that the proximate cause of fever must be abnormal "convulsive action" in these vessels. He took this a step further and conclude that all fevers resulted from disturbances of capillaries and since the capillaries were part of the circulatory system, he concluded that a hypertension of the entire circulatory system was involved. Rush proposed to reduce this convulsive action by "depletion" or bleeding. A reminder that the medical establishment?s acceptance of bleeding exists today in the name of the

British Journal "The Lancet" one of the leading medical journals in the world. Today bleeding is called phlebotomy.

Also, In 1796 Edward Jenner took the pus from the runny sores of sick cows and injected it into the blood of his "patients. He thought that since pus is seen routinely in all kinds of wounds, pus was seen as a necessary part of healing.

In 1788 vaccinia was the bacteria that medical science suggested caused cowpox.

In 1830 the development of the first modern day achromatic microscope.

In 1835, Harvard?s Jacob Bigelow argued in a major address that in "the unbiased opinion of most medical men of sound judgement and long experience . . . the amount of death and disaster in the world would be less, if all disease were left to itself."

In 1840 Jacob Henle in his essay, "On Miasmata and Contagia" first formulated the modern germ theory. He suggested that disease seem to germinate, grow and spread ? like a first point or origin, a seed, a bacterium. The germ theory said that minute living organism invade the body, multiply and cause disease and that a specific germ causes a specific disease.

In 1850 Samule Thomson said, " May the time soon come when men and women will become their own priest, physicians and lawyers ? when self-government, equal rights and moral philosophy will take the place of all popular crafts of every description . . False theory and hypothesis constitute nearly the whole art of medicine."

In 1860 Louis Pasteur suggested that living organisms, not a chemical chain reaction caused fermentation, winning converts to the germ theory.

In 1881 an American scientist George Sternberg was the first to isolate the fungus, pneumococcus and the first to observe the white blood cells engulfing bacteria, a key to understanding the immune system.

In 1882 a German, Robert Koch isolated the tubercle bacillus and declared it as the bacterium that caused tuberculosis that further confirmed the germ theory of Pasteur.

In 1884, German scientist Friedrich Loeffler isolated the diphtheria bacillus from throats of patients, grew it on a special medium (labs today call this Loeffler?s serum slope to grow the bacteria from suspected cases), and began carful experiments in animals that took several years. His work suggested that the bacteria themselves did not kill; the danger came from a toxin, diptherium, an acidic poison that the bacteria excreted as a waste product from sugar metabolism.

In 1885 Max von Pettenkofer insisted that Koch?s bacteria were only one of many factors in the causation of disease. His dispute with Koch became increasingly bitter and passionate. Petterkofer determined to prove himself right, prepared test tubes thick with lethal cholera bacteria. Then he and several of his students drank them down. All survived. Petterkofer claimed victory that germs do not cause disease.

In 1889 Pasteur?s proteges, Emile Roux and Alexandre Yersin grew broth thick with diphtheria bacteria and used compressed air to force broth through a filter of unglazed porcelain. The filter was designed by Charles Chamber land, a physicist working with Pasteur; though only a tool, the filter itself would prove to be immensely important. NO bacteria or solids could pass through the porcelain. Only liquid could. They then sterilized this liquid. It still killed. That proved that bacteria, an insoluble could not kill, but a soluble, an acidic toxin did the KILLING.

The cure from diphtheria was not in killing the bacteria but neutralizing the acids or excretions from the bacteria.

In 1900 Frederick Gates and intellect and Baptist Minister and an assistant to John D. Rockefeller, saw an opportunity to exploit the medical field because of its admitted uncertainty and ignorance of the time. He had organized many business ventures for the Rockfellers? and convinced John D Rockefeller to open the Rockefeller Institute for Medical Research. The Rockefeller Institute saw medicine itself as its field from its earliest existence scientists studying disease based upon the germ theory of Pasteur.

In 1901, William Henry Welch was hired by John D. Rockefeller to set up the Rockefeller Institute for Medical Research. William Henry Welch was steeped in the germ theory and established its strong hold on the medical model. You might call Dr. Welch the Father of American Medicine and the perpetrator of the Pasteurian Germ Theory.

After the civil war medicine had discovered drugs ? such as quinine, digitalis and opium of which Oliver Wendell Homes the physician Father of the Supreme Court justice said, "I firmly believe that if the whole materia medica, as now used, could be sunk to the bottom fo the sea, it would be all the better for mankind ? and all the worse for the fishes."

In 1911, the head of the school training French army doctors in public health said that germs alone were "powerless to create an epidemic." But it was too late, this particular view was now considered simply a minority opinion. The germ theory now had its hold on the governments of the world!

In 1911, the medical establishments made up a story that Peyton Rous discovered a bacteria that caused cancer and received a Noble Prize for his discovery posthumous in 1966. This gave rise to the term virus named after Peyton Rous?s bacteria. Peyton Rous never suggested this in any of his research that his bacteria caused disease let alone cancer. This story gave rise to a new group of bacteria called filterable bacteria that the medical community now refers to as virus - beginning 1996. There is NO scientific evidence that shows that virus?s have ever caused ANY disease.

These ideas of balance were some distance from those of earlier societies that ascribed illness to the supernatural powers they believed governed their lives. The Babylonians, the Egyptians, the ancient Americans saw disease as an entity unto itself, a potent demon that struggled to dominate, attacked, penetrated, and possibly even killed its unfortunate host.

Offend the Gods, an ancestor, or an evil witch and be struck down as punishment. Lead a sinful life and you were tempting fate.

Of course, we perceive that these ideas about disease are no longer widely believed, which makes it all more the ironic that Pasteur?s germ theory has had and still has a stranglehold on 19th, 20th and now 21st century medicine. As medical writer Alberto Seguin described in an article entitled, "The Concept of Disease," the demonic idea of disdase reached its full height with the germ theory. It became possible to bring together rational and scientific thought with irrational tendency to personalize disease. The germ in what ever name it is called, West Nile Virus, Ebola, Hunta, HIV, Anthrax, SARS and now AVIAN, are the scientific demon, the curse, the lie and the fraud that is said to attack and kill!

If we will consider disease as a symptom of disease not the cause, then the germ is nothing more than an expression of imbalance and a biological transformation of what use to be organized to that which is changing into a new form. This was my discovery in 1994. I witnessed biological transformation as seen on pg. 126 of my book "Sick and Tired" the transformation of a rod bacteria back into a red blood cell and then back into a bacterial rod. I knew for the first time that bacteria was not a demon, not an entity but a transformation, a new formation of a preceding form. Not the cause of disease but the expression of a change in the internal environment which had given rise to change. For several years I felt alone in this discovery until I learned of the works of the giants that proceeded me that had their finger on the magic of life.

Claude Bernard (1813-1878) "The terrain is everything the germ is nothing." And upon the death bed of Louis Pasteur admitting to Claude Bernard that he was right in 1895.

Antoine BeChamp (1816-1908) "Disease is born in us and from us."

Florence Nightingale - ` famous nurse (1820 -1910)

Mathias Schleiden and Theodor Schwann (1839)

Gunther Enderlein ((1872- 1968)

Walter B. Cannon (1871-1945) "Only by understanding the wisdom of the body shall we attain the mastery of disease and pain that will enable us to relieve the burden of the people."

Royal Raymond Rife (1888-1971)

Wilhelm Reich (1897 - 1957)

Gaston Naessans (1924-2005)

Philosophically speaking, Pasteur had an ally in Napoleon III, who came to power in 1852. The Emperor believed in a police state and in using complete control to rule. Pasteur?s mechanistic idea of disease, finding the right cure for each germ, fit into this philosophy of control.

Giving the responsibility to the any government to cure disease is giving up control. It takes responsibility ? and power ? away from the individual. In the words of Antoine BeChamp, "there is nothing so false that does not contain some element of truth and so it is with the germ theory."

One of six of us will become diabetic

One of three of us will develop cancer

One of two of us will develop cardiovascular disease

One of six couples will suffer from unexplained infertility.

One of seven women in the US will develop breast cancer.

We need to get out to the disease business. If we want to understand health, energy and vitality then we need to study the people who are healthy. Over the last 25 years I have been studying health and how it relates to the blood. Viewing live and dried blood is the pinnacle of understanding health and how to achieve health with alkaline foods, drinks, exercise, breathing, getting adequate rest, etc.

Now, I pray and hope that you will realize that we are all responsible for our own health ? you alone. A medical practitioner can only help to relieve symptoms. Ultimately, you are the one who has to take charge. Health is a choice just as disease is a choice. You are responsible for what goes into your mouth and what comes out of your mouth, as well as for what you think, feel and do. Health is all about choices and consequences.

The health and energy of the human organism is the knowledge that are bodies are alkaline by design and acidic by function and the best way to maintain that alkaline design is through an alkaline lifestyle and diet.

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Friday, March 30, 2012

DICE+ digital chance cubes rolling out at E3

Image
As far as random number generators go, the traditional die is about as low tech as it gets. Or at least, it was. Gaming startup GIC has taken it upon itself to update the old chance cube by outfitting it with LED backlights, anti-cheat roll detection and Bluetooth connectivity. DICE+, as the shakers of tomorrow are called, will sell for between $30 and $40 when they launch later this year. Although the digital dice promise compatibility with iOS, Android, Symbian, Linux and Windows, GIC has yet to announce what platforms will be available at launch. We'll have to wait for E3 for the details, but the possibilities are intriguing -- hit the break to see the cubes in action. In the meantime, we'll be dreaming of Dungeons, Dragons, a digital D20 and Microsoft Surface.

Continue reading DICE+ digital chance cubes rolling out at E3

DICE+ digital chance cubes rolling out at E3 originally appeared on Engadget on Fri, 30 Mar 2012 06:27:00 EDT. Please see our terms for use of feeds.

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Source: http://www.engadget.com/2012/03/30/dice-digital-chance-cubes-rolling-out-at-e3/

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Republican opposes speedy confirmation for Fed nominees (reuters)

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Thursday, March 29, 2012

Olympic security review after France attacks

Police officers keep watch at Downing Street in Westminster near the London 2012 beach volleyball venue, in London, Wednesday, March 28, 2012. Britain's spy agencies and police have planned for a dizzying array of security nightmares surrounding the Olympics a coordinated terror attack like the 2005 suicide bombings, a dirty bomb, a cyberattack and hoaxes designed to scatter personnel.(AP Photo/Kirsty Wigglesworth)

Police officers keep watch at Downing Street in Westminster near the London 2012 beach volleyball venue, in London, Wednesday, March 28, 2012. Britain's spy agencies and police have planned for a dizzying array of security nightmares surrounding the Olympics a coordinated terror attack like the 2005 suicide bombings, a dirty bomb, a cyberattack and hoaxes designed to scatter personnel.(AP Photo/Kirsty Wigglesworth)

Police officers keep watch at Downing Street in Westminster near the London 2012 beach volleyball venue, in London, Wednesday, March 28, 2012. Britain's spy agencies and police have planned for a dizzying array of security nightmares surrounding the Olympics a coordinated terror attack like the 2005 suicide bombings, a dirty bomb, a cyberattack and hoaxes designed to scatter personnel.(AP Photo/Kirsty Wigglesworth)

A police officer keeps watch in Westminster near the London 2012 beach volleyball venue, in London, Wednesday, March 28, 2012. Britain's spy agencies and police have planned for a dizzying array of security nightmares surrounding the Olympics a coordinated terror attack like the 2005 suicide bombings, a dirty bomb, a cyberattack and hoaxes designed to scatter personnel.(AP Photo/Kirsty Wigglesworth)

Police officers keeps watch in Westminster near the London 2012 beach volleyball venue, in London, Wednesday, March 28, 2012. Britain's spy agencies and police have planned for a dizzying array of security nightmares surrounding the Olympics a coordinated terror attack like the 2005 suicide bombings, a dirty bomb, a cyberattack and hoaxes designed to scatter personnel.(AP Photo/Kirsty Wigglesworth)

FILE - This undated and unlocated frame grab provided Wednesday, March 21, 2012, by French TV station France 2 shows the suspect in the killing of 3 paratroopers, 3 children and a rabbi in March 2012. Britain has planned for a dizzying array of security nightmares surrounding the Olympics, including a coordinated attack like the London transit bombings, a dirty bomb or a cyberattack. In the wake of France's deadly shootings, one scenario weighing heavily on the minds of security officials is the self-starter operating with little or no help from others. (AP Photo/France 2, File)

(AP) ? Britain has planned for a dizzying array of security nightmares surrounding the Olympics, including a coordinated attack like the London transit bombings, a dirty bomb or a cyberattack.

In the wake of France's deadly shootings, one scenario weighing heavily on the minds of security officials is the self-starter operating with little or no help from others.

And, they admit, there are limits to what security personnel can do.

"You cannot exclude something similar," said Denis Oswald, head of the International Olympic Committee's coordination commission for the London Games.

"Every Olympic venue will be specially protected, but of course, when you are in the street, people waiting for the bus waiting to go to an Olympic venue could be a target."

Mohamed Merah ? a 23-year-old Muslim extremist who says he trained in Afghanistan ? claimed responsibility for killing paratroopers, Jewish children and a rabbi in a weeklong shooting rampage in the French city of Toulouse. Police shot him dead last week after a 32-hour standoff.

French politicians have painted him as a "lone wolf" killer. But police are looking for possible accomplices, and suspicions grew that he had help when it turned out an apparent video of the attacks sent to the Al-Jazeera news network was not sent by Merah.

French officials say Merah moved in extremist Muslim circles in France and had been to Afghanistan twice. He told police he had trained in the Pakistani militant stronghold of Waziristan. He also had a long criminal record and a brother who had been suspected in a 2007 network that sent militant fighters to Iraq.

But French officials say there wasn't enough evidence of a threat to put Mohamed Merah under regular surveillance. Olympic security officials face a similar problem with some Islamic radicals in Britain ahead of the games.

"The reality is that there are hosts of people like this and most of them will never do anything," said a British government official who spoke on condition of anonymity to the AP because of the sensitivity of his work. "You can't follow everyone around."

That doesn't mean Britain isn't one of the most high-security nations in the Western world.

Since British suicide bombers killed 52 people during rush-hour attacks on July 7, 2005, MI5 and police counterterrorism units have vastly boosted their intelligence network. The country's surveillance agency, known as GCHQ, has the capability to listen in on people's telephone conversations and monitor their online communications. Surveillance units have also been attached to troops serving in places such as Afghanistan, specifically to gather intelligence that may lead back to Britain.

There are also special teams to look at suspect financial transactions ? an aspect of anti-terror strategy that gained more attention following last year's terror attacks in Norway.

Rightist extremist Anders Behring Breivik's set off a 2,100-pound (950-kilogram) fertilizer bomb in the heart of Oslo that killed eight people before going on a shooting rampage at youth camp that left 69 dead. Breivik's name came up on a list of people who had transferred money to Polish chemical firm under scrutiny in an international anti-terror initiative ? but Norwegian authorities didn't investigate further because his order was so small.

"The profile of these loners is different to what we saw with the four suicide bombers in 2005," said Noman Benotman, a former jihadist with links to al-Qaida who still maintains contacts within the jihadist community. "Many of them have some training, a strong conviction and they manage to stay off the radar for the most part."

Although the 8,000-mile torch relay starts in May ? more than two months ahead of the games ? security and law enforcement officials are bracing for a number of potential threats as the torch snakes though Northern Ireland, the Republic of Ireland and parts of the U.K.

Inside Britain's domestic spy agency of MI5, a clock counts down the minutes before the torch arrives in England.

"To terrorists, the Olympics present a golden opportunity because they know they will get the world's attention," said Benotman, who now works as an analyst for the London-based Quilliam Foundation. "It doesn't really matter whether they kill seven or 70."

Although there is no intelligence to suggest a credible and specific threat to the games, officials have spent years taking precautions for the Olympics since London won the bid the day before the 2005 attacks.

Britain is already known as a leader in 'Big Brother' surveillance ? there are nearly 30 CCTV cameras near George Orwell's house alone in North London. The author of "1984" warned more than six decades ago of a time when it would be nearly impossible to escape from the watchful eyes of the state.

For the games, more cameras will be added to Britain's 4.3 million, and some will be used in conjunction with advanced facial recognition software and databases that can match vehicle registration numbers to names.

Olympic venues have also been designed with security threats in mind ? special shatterproof glass has been installed, structures have been built with advice from explosives experts and pathways have been laden with curves and gaps deliberately meant to slow down a potential attacker.

"If you look at the Internet, there are web sites calling exactly for these types of lone-wolf attacks," said Rob Wainwright, head of The Hague-based Europol, which will be sharing databases with law enforcement officials during the Olympics.

___

Associated Press writer Steve Wilson contributed to this report from London.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/cae69a7523db45408eeb2b3a98c0c9c5/Article_2012-03-28-OLY-London-2012-Security/id-6131f056a59d4349a6cfa21fe727ad8b

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Report Writing Examples - T K Welsh Blog

Some glorify the life of a freelance writer in speaking of the limitless opportunities and interesting work. This race has the freedom and flexibility they offer few traditional jobs available, but you must establish an hourly rate that allows it to meet its financial obligations and save money for retirement. Instead of choosing an hourly rate of a website or magazine writing, calculating that fits your specific needs. Determine how much money you make each year. When setting your goal, consider the financial obligations such as monthly utilities, rent or mortgage payments, the costs of child care, car payments, public transport prices, insurance premiums, taxes and expenses edible. Divide your desired annual salary of 1,050 if you freelance part-time while holding another job. This calculation helps you determine your hourly rate if you work 21 hours per week for 50 weeks a year. If you want an annual salary of $ 50,000, you need to charge a minimum of $ 47.62 per hour working part time. Divide your annual salary of 2,000 if you want to work as a freelance writer full time. This calculation helps you determine your hourly rate if you work 40 hours per week for 50 weeks a year. You must load a minimum of $ 25 per hour if you want a salary of $ 50,000 a year as a freelance writer full time. Adjusting these calculations it is necessary to suit your circumstances. If you only plan to work 10 hours per week, for example, divide the annual salary of 500 desired. Review your business goals each year to determine if you need to increase your hourly rate. Companies change their product prices every time you change the economy. Freelance writers do the same to keep up with the cost of living increases. Working with an accountant or tax attorney to determine how to work as a freelance writer affects your tax situation and personal finances. Take notes on your iPhone with a pencil requires a report writing examples or drawing application that supports a smooth flow of virtual ink. Several applications are available, each with different characteristics. For example, penultimate is a very valued by the drawing and writing, as it has a virtual ink flow extremely sensitive, but has many other features. Applications such as notes also PaperDesk SmartNote and allow you to write by hand with a pencil, but also support for writing or audio notes. WritePad PhatPad and support both handwriting-to-text conversion of handwritten notes, and Evernote can add this support soon. Read the application instructions for how to move between pages without affecting your handwritten notes. For example, the normal beat gestures to displacement can be taken as the input pen when in write mode, so you can have the use of two fingers of strokes or other gestures to navigate. Locate the application of "wrist guard," "palm pad" or a similar function. This is a feature that allows the iPad match your pen while ignoring the pressure side of your hand on the page as you type in a natural position. Activate the function or position as needed, depending on the instructions inside your application. Hold the stylus as you would a normal pen or pencil and the rest of your hand on the wrist pad area guard / palm if specified. Only specific iPad needles can work on the iPad. If you have a stylus for smartphones with certain reactive rather than capacitive touch screens, the needles will not work for the iPad. Write your notes as you normally would with a pencil. Some applications have a panel of handwriting input that allows writing with large strokes, and then reduces the memory of a more compact, readable form. Try using that feature for the most clear handwriting if your application supports. Practice writing the notes several times to get used to the feel and the results before using the iPhone to take notes in meetings. If you are unsure about the readability of your writing, consider using an application that records audio notes as well, connected with the writing on the page. With these applications, are recorded as you type. You can then play the sound and touch anywhere on the page to advance or rewind the audio playback what was said when he wrote that note. Not all IPAD pencils are the same. You may have to try several before finding one that works for you. Ask a staff member at a store that sells Cases and accessories for you to try a pencil in your own iPad or a demonstration model.

by admin | Categories: Uncategorized |

Source: http://www.tkwelsh.com/report-writing-examples/

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Wednesday, March 28, 2012

Business Travel is a big Driver of Revenue for the Hotel Industry ...

Posted on March 26, 2012, 8:49 am, by John McAuliffe.

Corporate Booking Channels are a big driver of profit for hotels. In a recent PhoCusWright survey it was found that 30 percent of business travel is managed travel, which accounts for 30.7 million Americans or 13 percent of the adult population. 30 percent of managed business travelers said they work for a company that has policies on which booking channel they can use when making hotel reservations. All this to say that a substantial amount of bookings are managed through TMC?s (Travel Management Companies) and/or Corporate Self Booking Tools (SBT).

Many companies subscribe to a single SBT and for the most part business travelers conform to the use of this ?channel?. The PhoCusWright study found that managed travel programs like this are more likely to be in place at large companies. In fact, 67 percent of companies with 5,000 or more employees have managed travel programs as well as 41 percent of companies with 500 to 4,999 people.

Interestingly the study concluded that corporations are actually more concerned with which channels/tools employees use to book with than which hotel brands they book. For hoteliers, this means finding a way to stand out and engage shoppers with relevant content to their needs on these Corporate Booking Channels is an opportunity to increase bookings amongst this market segment.

Most companies are brand agnostic so the business traveler has a choice of brands he can stay at within his/her prescribed rate plan. This is an opportunity for hoteliers?s to better market and/or merchandise their hotels on these Corporate SBTs and Channels. Understanding what motivates business travel shoppers to choose one hotel over the other should be the focus of a hotelier?s merchandising efforts.

Using VFM Leonardo?s VBrochure is a strategic way to show off your hotel?s qualities on Corporate SBTs, it will definitely help you stand out from the crowd. With the ability to tell your hotel?s ?business traveler? story with rich-visuals and narrative within an easily navigable website from within a Corporate SBT will allow shoppers to see all your hotels details ? giving, business travel consumers the information they need to book your hotel!

For a glimpse of this read our white paper, or to learn more about the PhocusWright survey, click here.

Source: http://blog.vfmleonardo.com/business-travel-is-a-big-driver-of-revenue-for-the-hotel-industry-%E2%80%93-make-sure-your-hotel-stands-out/

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Heart CT scans in ER saves hospitals money: study

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Source: http://news.yahoo.com/heart-ct-scans-er-saves-hospitals-money-study-130705771.html

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Tuesday, March 27, 2012

4 European Jobs.com | Display Job FMCG/RETAIL/BUSINESS ...

Job Description:

FMCG/RETAIL/BUSINESS DEVELOPMENT/ACCOUNT MANAGER/FMCG/RETAIL

?40,000 + Car + Excellent Uncapped OTE/Commission/Laptop/Phone/Expenses/Pension

National UK Based Travel required/Head Office - North West based

Our Client is a leading name in the world of Field Marketing for the FMCG/Retail Industry, allied closely with the Food & Drink, Supermarket and Health & Beauty industry.

Due to exciting Business Objectives & Remit, they are looking to recruit for an expert in Business Development & Experiential Field Marketing to Develop both New & Existing Business, working with Clients to Devise New Campaigns, from Bid, Quote & Tender Stage through to Campaign Management.

This is an exciting and highly dynamic role in which you will be tasked with Identifying & Bringing in New Clients, Offering a Range of Services including Field Marketing & Promotions, Demonstrations, Events, Exhibitions, Road Shows, Merchandising & Mystery Shopping, Expanding the Business & Providing New Revenue Streams by Securing & Retaining Business, and Identifying & Maximising New Prospects, whether they be from your Own Leads or Direct Enquiries, to Ensure Clients have the potential for High Volume, Sustained & Repeat Business across Multiple Sectors.

Highly Sales Driven role which will see you on the road frequently around the UK , Meeting with Clients & Providing an Excellent Solution Based Sales Service to fit their Business Model, Demonstrating New Ideas & Concepts within Experiential Field Marketing & Promotions backed up by Statistical Data.

Key Responsibilities will include the following:

  • Strong Understanding of both Traditional & New Field Marketing Concepts, from Promotions, Events, Exhibitions & Displays through to New Media Concepts
  • Personal Responsibility for New Customer Development Producing Sales of Circa ?1Million per Annum
  • Managing Bids, Quotes & Tender Processes
  • Writing Detailed Business Quotes, Proposals & Tenders
  • Research & Develop Plans In Line with New Business Sales Process for Agreed Target Client Lists
  • Produce Best in Class Pitch Documentation & Financial Submissions for Clients
  • Present the company in Highly Professional & Competent Manner to Sales Director/Marketing Director Level Contacts

Skills & Experience required for the role would include:

  • Strong Business Development/Account Management Sales experience within Retail/FMCG, Professional Services or Field Marketing
  • Expertise & Network of Contacts in any of the above Sectors is a distinct advantage.
  • Thorough Understanding of Cost/Profit Drivers & Business Development Techniques
  • Highly Polished Customer Facing Professional
  • Strong Business Level Presentation & Negotiation Skills
  • Strategic Understanding of Clients' Businesses & Marketing Tools across a wide range of Industries.
  • Self-Motivated, Lateral Thinking Individual who is extremely Proactive & Tenacious
  • Full UK Driving License

Searches: Field Marketing/Retail Account Manager/Business Development Manager/Field Sales Manager/B2B Sales Manager/Field Sales Executive/Business Development Executive/New Business Sales/New Business Sales/New Business Development Manager/Sales Manager/New Business Acquisition/Field Marketing Sales/Account Director/New Business/Retail Sales/BDM/Field Marketing/FMCG/Retail/BDM/Experiential Field Marketing/FMCG/FMCG Business Development/Retail Business Development

Locations Suitable for the role will include: Warrington/Cheshire/North West/Manchester/Merseyside/Liverpool/Chester/Bolton/Bury/Oldham/Rochdale/Sale/Stockport/Wigan/Preston/Lancashire/Staffordshire

Source: http://www.4europeanjobs.com/display_job/571366/FMCG_RETAIL_BUSINESS_DEVELOPMENT_ACCOUNT_MANAGER_FMCG_RETAIL.html

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What the Hell is a Family-Owned Insurance Mandatory?

?What the hell is a Family-owned Insurance Mandatory?

Life is not always as smooth as planned. In the middle of the lane family life, the chances of the occurrence of the risk-the risk of unwanted and no provision unexpected. The impact of the risk is not just a psychological but can also have an impact on family financial downturn in the long run. Not even a little the impact of risk into the base of the cliffs towards the poverty of a family.

  • Risk-the risk that someday could happen are in fact could we anticipated or could be minimized their impact. In other words by following the adage ?readily umbrella before the rain?. As one of the tools to anticipate its impact is to take insurance. On the fact of insurance is indeed used and usable as an anticipation of the occurrence of risks that we don?t want. So by having insurance means we are already preparing for the ?umbrella? when the ?rain? risks.
  • Whatever the hell that insurance is compulsory or highly need to be owned by a family? Let?s discuss one by one.
  • Death Insurance. Death is something that is for sure, it?s just that we never know when it will happen. Just imagine if a head of the family became the sole family breadwinner pitch for his wife and children died. Its impact will be felt for the families left behind. Starting from the fulfillment of daily needs, children?s school fees, and other staples. Foremost is the future of children who could be bleak. Therefore have the insurance death for a head of the family or the stool for a living had been absolute. As for the strategy, calculation and engineering have things death insurance product with money permanganate we will discuss in the next post.
  • Accident Insurance. Accident accidents is also something which is sometimes caused by an outside power/control us. Were driving well suddenly was hit or disperse to cause fractures, concussion or even permanent disability. Are working in the field, working to make disaster occurred defect, and other incidents caused by negligence pas of our own. When it?s like this, of course, the head of the family has been unable to productively? family. So the source of family income that is full on the head of the family is leaning will be drastically reduced to stop altogether. For that is the insurance to anticipate the risk of this accident should have been owned by a head of the family. Because its effects are almost equal to the risk of death, so by setting up the accident insurance this means we?ve prepared ?umbrella? important to confront one of the biggest risk in life as head of the family.
  • Health Insurance. Everyone will certainly never feel pain, ranging from the lightest kind of flu illness up to the most severe and severe such as stroke, heart failure and other deadly. Imagine if we were suddenly stricken one of the deadly disease to make us powerless in a long period. It?s certainly its impact would be tantamount to crash even death as described above. Even worse the condition will be increasingly aggravating the financial burden because of family fare fare daily care we know old? more expensive. For that health insurance coverage for this for the head of the family breadwinner sources should be also owned.

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Source: http://www.kosfellows.org/insurance-news/what-the-hell-is-a-family-owned-insurance-mandatory/436.htm

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Monday, March 26, 2012

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